This Podcast is for the listener; this is your show. We attempted to and will continue to try to address questions and concerns that you have about retirement, the market, and financial planning. The show consists of interviews with various professionals within our firm and highlights our unique take on some highly relevant topics.
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Statements contained herein represent the views and opinions of the adviser as of the date of this posting and may change without notice at any time based on market and/or other conditions and may not come to pass. This material is for informational and educational purposes only and is not intended to be relied upon as investment advice or recommendations, does not constitute a solicitation to buy or sell securities and should not be considered specific legal, investment, or tax advice. The information presented does not take into account the specific objectives, financial situation, or particular needs to any specific person. Any forward looking statements speak only as of the date they are made, and Polaris Greystone Financial Group, LLC assumes no duty and does not undertake to update forward looking statements. Information was obtained from third party sources, which we believe to be reliable but not guaranteed. All investments carry a certain degree of risk, including a possible loss of principal, and there is no assurance that any investment will provide positive performance over any period of time.
Highly Appreciated Concentrated Stock Positions
Call it a genuine "first world problem"... You've managed your career, or your stock buying decisions perfectly and you're the proud owner of a very large investment position... If you decide to sell it, there will be a very large tax bill, right? As you might guess, there are a variety of ways to manage this situation. Jeff and I discuss this on today's podcast.
July 18, 2018
Financial Planning: How does is it all work?
Jeff and John discuss the basics of financial planning. Why do we do it and what are the benefits, as well as some analogies to driving.
June 18, 2018
Bulls, Bears, and the other cliches you thought you knew - whats the deal?
In a less serious podcast, Jeff and John discuss an array of financial cliches and discuss the meaning and relevance of each.
June 5, 2018
The Iran Nuclear Deal is history, what now?
Jeff & John discuss some of the consequences which occur to us immediately following the 5/8/2018 "No Deal" moment.
May 10, 2018
Sell In May, Go Away?
Jeff and John address the "Sell in May" effect.
May 3, 2018
10 Year Anniversary of the Financial Crisis
With the Global Financial Crisis just 10 years in the past, what has changed? What hasn't? And have we really learned anything? Jeff and John discuss the past 10 years and reflect on some of the events of the day.
April 17, 2018
Trade Wars - Who, what when and why?
With the president looking to renew his energetic prosecution of his campaign promises, we have steel tariffs and possibly many other trade tariffs coming down the line. Good? Bad? We explore a brief conversation on the history and effects of "trade wars" in today's segment.
March 19, 2018
Polaris Greystone Weekly Update with Jeff Powell
Jeffrey Powell, CIO and Managing Partner of Polaris Greystone Financial Group provides a market update.
March 11, 2018
2018 Market Overview with Jeff Powell and John McNertney
January 26, 2018
Polaris Greystone Financial Group 2017 Year-In-Review
Jeffrey Powell, CIO and Managing Partner of Polaris Greystone Financial Group provides an overview of the capital markets, 2017
January 18, 2018
Personal Real Estate And Your Financial Plan with Preetika Pande
“The American Dream is that dream of a land in which life should be better and richer and fuller for everyone, with opportunity for each according to ability or achievement”
Way back in 1931, that was how historian James Truslow defined the American Dream in his book Epic of America. That dream has changed a little bit since 1931. Yet most would agree that a few things have stayed constant, such as the pursuit of happiness, the dream of home ownership and the aspirations for a better life.
Some Americans treat their home as an investment, seeking to take advantage of tax codes in order to maximize the return they get while still having a place to live. Others look to use their home for retirement needs, as it is often their largest asset. So, it’s only appropriate for our 3rd mini-series to focus on real estate. The first episode will concentrate on how your personal real estate property fits into your financial plan and your retirement.
June 7, 2017
The Trump Tax Plan And You With James Keefe
To say that the 2016 US Presidential election was a bit intense could be considered an understatement. The competition between Clinton and Trump was fierce. Now that Trump is president, it means we have to dive a little bit deeper into his campaign tax plan and see what’s rhetoric, what’s reality, and how it might affect you.
March 27, 2017
How To Save On Taxes With Brian Stone
Some American’s feel as though they pay a lot of taxes, but compared to the Swedes, who pay between 49 and 60% in local government and state income tax we’re pretty low, according to The Guardian. Regardless, some of you are going to give some of your hard-earned income to the US government this tax season. Lucky for you, there are some clever, legal ways, to save on your tax bill.
March 21, 2017
Should You Do Your Taxes Yourself Or Hire A Professional? With Eric Babcock
You’re smart, but taxes are complicated and they are tedious. Chances are you would rather spend time doing something, (anything!) other than your taxes. Also tax mistakes can be costly and in some cases illegal, which is why many Americans hire a professional to do their taxes for them. But does this make sense… for you? Should you be doing your own taxes? Or should you hire a certified public accountant (CPA) or tax planner? What’s the difference? And if you do need help from a pro, what are some things you should look out for?
March 7, 2017
Well-known Estate Planning Do's And Don'ts With Ryan Collette
John discusses two well-known cases of estate planning. The first is Robin Williams and how some of his estate planning went awry. The second example is Jackie-O, who planned her estate with the elegance and forethought of a First Lady.
FEBRUARY 28, 2017
What Should You Do If You Win The Lottery? with Darren Kalb
What should you do if you win the lottery? In today's episode our director of wealth management, Darren Kalb, takes us through what we should do if we receive a sudden windfall. Know about your taxes, estate planning, and things to avoid when it comes to large windfalls.
FEBRUARY 21, 2017
The Wonderful World Of Trusts With Phil Quitoriano
On the second episode of our estate planning miniseries: trusts! Phil Quitoriano and John McNertney go over the wonderful world of trusts: what are they? Why have one? What are the different types? What should you know when considering a trust?
FEBRUARY 13, 2017
Basics of Estate Planning with Preetika Pande
What do you need to know about estate planning? Estate taxes? How to find an estate planner? In this episode Preetika Pande and John McNertney explore the basics of what you need to know when it comes to estate plan.
FEBRUARY 6, 2017
Finding a Good Financial/Wealth Adviser with Alexis Cavanagh
People are afraid of getting taken advantage of when it comes to working with a wealth advisor. There’s the stigma that they aren’t much better than used-car salesmen. But when you’re trying to preserve and grow your wealth, come up with strategies to avoid leaving money on the table, or compile a financial plan based on your goals, you can either turn to the internet, where you run the risk of analysis paralysis or worse, misinformation or you can begin the search for a wealth advisor.
January 30 , 2017
2017 Economic and Market Outlook With Jeff Powell
Needless to say, 2016 was a year full of surprises, but what does 2017 hold in store for us? Well the truth is no one really knows, but here to provide our listeners with an outlook on 2017 is our managing partner and chief investment officer, Jeff Powell.
January 24, 2017
What Should You Do After Winning the Lottery or Receiving Another Windfall? With Darren Kalb
Have you ever thought about what you would do if you won the lottery? Chances are, you have. Unfortunately, you're probably more likely to inherit a large amount of money or receive it through another windfall than win the lottery. But what should you do next? In this episode, Darren Kalb goes over some consideration you might want to make when you inherit a large amount of money.
January 11, 2017
What Do I Need To Do The Year Before I Retire? With James Keefe
This week's episode features a discussion with one of our returning guests and one of Polaris Greystone's Wealth Advisers, James Keefe, about what you need to do the year before you retire. From estate planning, life insurance, health insurance, spending, and retirement goals this episode is full of highly relevant information and considerations for you to think about before you retire. Do you have all your ducks in a row? If not, feel free to reach out to us with any questions you have!
January 6, 2017
Year-End Financial Planning With Ryan Collette
What should I do with my finances before the end of the year?
Between holiday shopping, trips to see family, or a vacation to get away from the cold, it can be easy to put your finances on the back burner over the holidays. There are some important last-minute money moves you may want to consider before the year is over. Whether you’re retired, looking to retire, or still deep within the workforce, this conversation with Ryan Collette has some important financial tips for you.
December 22, 2016
What You Should Know and Shouldn't Do with your 401(k) with Brian Stone
Now, 401(k)s, you’ve got one, I’ve got one, chances are your children have one too. Here to take us through what you should know and what you shouldn't do with your 401(k) is Brian Stone. Welcome to the Polaris Greystone Financial Group's Finance Podcast.
December 7, 2016
Financial Planning for the Holidays with Alexis Cavanaugh
Like most Americans, during the holidays you like to buy gifts and do some traveling. This episode of the Personal Guidance to Finance Podcast delves into protecting your credit during the holidays and some other financial planning tips for the holidays. In the end, the holidays are all about enjoying friends and family. Staying focused on time with loved ones and other joys of the season can help you to keep stress in perspective.
December 7, 2016
Options for Your Stock Options with Phil Quitoriano
Do you work at a promising public startup? Were you given stock options and now don't know what to do with them? In this episode of the Personal Guidance to Finance Podcast John assumes the identity of someone who works at a startup and received some stock options and now doesn't know what to do with them. Should he sell them? What taxes does he have to pay if he does? Tune in to find out.
November 30, 2016
Please Invest Responsibly with James Keefe
More and more investors are investing in “companies that care.” Today we will be exploring this category of investing in a little more detail. Today we are going to be discussing a growing subdivision of the investment world, social responsible investing and environmental, social and governance factors. Imagine if you can, a publicly traded company that truly cared about their employees, cared about the communities in which they operated, and cared about products that they produced or sold. Sounds like a great company, right? Would this be a company that you might be proud to work for or at the least one that you’d be interested in buying their products?
November 23, 2016
The Importance of Setting Financial Goals with Eric Babcock
We all know of the importance of setting goals. Oftentimes we set goals for work, sports and life. But one area of our lives that often gets overlooked when it comes to goal-setting is personal finance. Eric Babcock discusses the importance of setting financial goals and creating plans to achieve those goals.
November 10, 2016
The ABCs of an IRA with Preetika Pande
What are IRAs? Why invest in a ROTH IRA? What Investments Can you place into an IRA? What should you do if you need money from your IRA before retirement? These are just a few of the questions we discuss with Preetika Pande.
November 3, 2016
A Year Of Firsts with Jeff Powell
The only thing constant in life is change. And change needs to happen, but 2016 has taken that concept to a whole new level, with this being a year of a number of firsts. Whether you’re involved in the Olympics, in presidential politics, and yes, our particular specialty, in finance and economics, it has been quite a year. In our new Podcast Jeff Powell discusses this year's unprecedented events and their financial implications.
October 27, 2016
The Importance of Saving with Phil Quitoriano
Today, we will talk about family financial education. We want to provide parents with talking points they can use in order to educate their children on effective habits of saving. We’re here with Phil Quitoriano, one of our Wealth Advisors, and we’ll talk with him about the benefits of saving and how to talk to your children about your saving habits. By the end of today’s episode we want to at least provide some points to start the conversation between you and your children on savings.
October 18, 2016
The "Spring Cleaning" of Finance with Darren Kalb
The only things guaranteed in life are death and taxes. If you’re a taxable investor proper year-end tax planning could help you keep more of your investment return and pay less to Uncle Sam. Unfortunately, most investor’s don’t adequately prepare for year-end tax planning and actually end up paying more. We discuss the Spring Cleaning of Finance (which happens in Fall) with Darren, our Director of Wealth Management.
October 12, 2016
Investment Styles with Jeremy Witbeck
This episode features a discussion on investment styles with one of our Director's, Jeremy Witbeck. Jeremy will take us through the various investment management styles as well as the pros and cons of each. Lastly, we’ll touch on whether tactical and strategic investment philosophies may be appropriate for your portfolio.
October 1, 2016
US Presidential Election with Jeff Powell
The primaries for this year’s election were hotly contested and the economy was a constant issue brought up by the public, the press and the candidates. This episode features a discussion with our Chief Investment Officer (CIO) Jeff Powell on the US Presidential Election and the economy.
October 1, 2016
Music credited to bensound from bensound.com.
Disclosure: Polaris Greystone Financial Group, LLC is a federally registered investment adviser. The information, statements and opinions expressed in this material are provided for general information only and are subject to change without notice. This material does not take into account your particular investment objectives, financial situation or needs, is not intended as a recommendation to purchase or sell any security, and is not intended as individual or specific advice. It should not be construed as investment, legal or tax advice. Polaris Greystone does not offer legal or tax advice. All information contained herein is believed to be accurate but accuracy cannot be guaranteed. Advisory services are only offered to clients or prospective clients where Polaris Greystone Financial Group, LLC and its representatives are properly licensed or exempt from licensure. Past performance is no guarantee of future returns. Diversification does not assure a profit or protect against loss. Investing involves risk and possible loss of principal capital. No advice may be rendered by Polaris Greystone Financial Group, LLC unless a client service agreement is in place.