WEALTH MANAGEMENT

Your needs are unique, we understand that. Which is why, as your fiduciary wealth advisor, our team is here to help you achieve your financial goals through unparalleled personal guidance and a global perspective on your financial future.

 

 

INVESTMENT PHILOSOPHY

 

We use the following four pillars of investing to support our investment philosophy:

 

 

 

 

These four pillars often operate in direct opposition with one another; however, when combined they provide us with an advantage in understanding the overall health of the markets.

 

With these four pillars in mind we developed the following strategies:

 

Rising Dividend Growth & Income Strategy

The Polaris Greystone Financial Group’s Rising Dividend Growth & Income strategy seeks to provide current income and long-term growth by purchasing dividend paying common stocks and fixed income ETFs. The baseline allocation is 60% stocks and 40% bond ETFs. The strategy generally holds between 20 and 40 positions and is broadly diversified across market sectors with targeted individual stock weightings of 2-4%.

Stocks are typically mid-cap to large-cap in size. This is a tactical strategy that allows increased stock exposure when Polaris Greystone’s research shows equity market strength and decreased stock exposure when Polaris Greystone’s research indicates market conditions are not favorable towards stocks.

Rising Dividend Growth Strategy

The Polaris Greystone Financial Group’s Rising Dividend Growth strategy seeks to provide current income and long-term growth by purchasing dividend paying common stocks. The baseline allocation is 100% stocks. The strategy generally holds between 20 and 40 positions and is broadly diversified across market sectors with targeted individual stock weightings of 2-4%.

Stocks are typically mid-cap to large-cap in size. This is a tactical strategy that allows increased stock exposure when Polaris Greystone’s research shows equity market strength and decreased stock exposure when Polaris Greystone’s research indicates market conditions are not favorable towards stocks.

Global Growth Strategy

Polaris Greystone Financial Group’s Global Growth strategy seeks to provide long-term growth by purchasing common stock and American Depository Receipts (ADRs) in companies located throughout the world. The baseline allocation is 100% stocks. The strategy holds between 20-40 positions with targeted individual stock weighing of between 2% and 4%.

Our portfolio is geographically diverse, allowing us to invest in companies located in countries where we see strength. Stocks are typically mid-cap and large-cap in size, diversified across most market sectors. This is a tactical strategy that allows increased stock exposure when PGFG’s research shows equity market strength and decreased stock exposure when PGFG’s research indicates market conditions are not favorable towards stocks.

Socially Responsible Strategy

The Polaris Greystone Financial Group’s Socially Responsible strategy seeks to provide long-term growth by purchasing common stocks of companies with high environmental, social and governance ratings as identified by inclusion in the MSCI KLD 400 Social Index and the FTSE4Good US Select Index. The baseline allocation is 100% stocks.

The strategy generally holds between 20 and 40 positions and is broadly diversified across market sectors with targeted individual stock weightings of 2-4%. Stocks are typically mid-cap to large-cap in size. This is a tactical strategy that allows increased stock exposure when Polaris Greystone’s research shows equity market strength and decreased stock exposure when Polaris Greystone’s research indicates market conditions are not favorable towards stocks.

 

Global Conservative ETF Strategy

This strategy is constructed using a “Core & Explore” asset allocation ideology. This gives investors exposure to a vast array of financial markets through the “core” positions, while also allowing Polaris Greystone to make tactical allocation decisions to take advantage of opportunities in specific market sectors or regions with the “explore” positions.

Polaris Greystone manages its strategies with a degree of flexibility which allows for us to increase equity exposure during times of market strength and limit equity exposure in times of market weakness. The typical equity exposure for the Global Conservative ETF strategy is between 20-40%. It is a suitable allocation for individuals with monthly income needs or very low risk tolerance.

Global Moderate ETF Strategy

This strategy is constructed using a “Core & Explore” asset allocation ideology. This gives investors exposure to a vast array of financial markets through the “core” positions, while also allowing Polaris Greystone to make tactical allocation decisions to take advantage of opportunities in specific market sectors or regions with the “explore” positions.

Polaris Greystone manages its strategies with a degree of flexibility which allows for us to increase equity exposure during times of market strength and limit equity exposure in times of market weakness. The typical equity exposure for the Global Moderate ETF strategy is between 40-60%. It is a suitable allocation for individuals with medium-term time horizons looking for growth and income.

Global Aggressive ETF Strategy

This strategy is constructed using a “Core & Explore” asset allocation ideology. This gives investors exposure to a vast array of financial markets through the “core” positions, while also allowing Polaris Greystone to make tactical allocation decisions to take advantage of opportunities in specific market sectors or regions with the “explore” positions.

Polaris Greystone manages its strategies with a degree of flexibility which allows for us to increase equity exposure during times of market strength and limit equity exposure in times of market weakness. The typical equity exposure for the Global Aggressive ETF strategy is between 60-80%. It is a suitable allocation for individuals with longer-term time horizons or a high risk tolerance.

Global Equity ETF Strategy

This strategy is constructed using a “Core & Explore” asset allocation ideology. This gives investors exposure to a vast array of financial markets through the “core” positions, while also allowing Polaris Greystone to make tactical allocation decisions to take advantage of opportunities in specific market sectors or regions with the “explore” positions.

Polaris Greystone manages its strategies with a degree of flexibility which allows for us to increase equity exposure during times of market strength and limit equity exposure in times of market weakness. The typical equity exposure for the Global Equity ETFstrategy is between 80-100%. It is a suitable allocation for individuals with longer-term time horizons or a high risk tolerance.

 

 

Disclosure: Investments are subject to risk and there is no guarantee that any of Polaris Greystone’s investment objectives will be achieved. The value of investments and the income from them can fall as well as rise and investors may not get back the full amount originally invested. Polaris Greystone does not guarantee the success of any investment strategy.

For more information about any of Polaris Greystone’s strategies, please request the strategy-specific brochure.

 


 

Not interested in a financial plan? We are happy to give you a second opinion on your portfolio holdings.

 

 

If you’d like to know more, reach out and schedule a meeting. Let’s find out which of these strategies is most appropriate for you.